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Personal loans for homeowners

Features
Borrow up to $25,000
Receive lower interest rates than on a personal loan or some credit cards. Interest rates start at 19.99%
Rely on affordable payments and fixed rates for the life of your loan
Apply with our quick and easy online loan application
Select from flexible payment options and a loan term from 36-120 months
FAQ

What is a personal loan for homeowners?

Being a homeowner pays off. Secure your loan with the equity in your home and borrow more money than with our unsecured personal loans-and at a lower rate. Borrow up to $25,000 with a CitiFinancial personal loan for homeowners, to a maximum of 100% of the value of your home.
Personal loans for homeowners are often used for debt consolidation and to pay for unexpected expenses, home improvements and life events, such as a wedding, a new baby or a vacation.
 

How much can I borrow with a personal loan?

With a personal loan for homeowners you can borrow up to $25,000. A knowledgeable Lending Specialist will work with you to determine how much you can borrow based on your needs and budget.
What will my interest rate be?

Interest rates on a CitiFinancial personal loan for homeowners start at 19.99%. Your interest rate is based on a variety of factors including your income, amount borrowed and credit history. Please note interest rates may differ by province. Like all CitiFinancial loans, your payments and rate will stay fixed throughout the life of your loan.

Are there any fees?

With a personal loan for homeowners, fees may apply and vary by province/territory. Your Lending Specialist can explain any fees to you.

Why choose a personal loan for homeowners?

Secure your loan with the equity in your home and benefit from lower interest rates and higher borrowing power. Borrow up to $25,000 with a CitiFinancial personal loan for homeowners, to a maximum of 100% of the value of your home. Our personal loans for homeowners have flexible repayment schedules and loan terms ranging from 36 - 120 months to help you stay in control of your loan payments.
A CitiFinancial Lending Specialist will work with you to ensure that a personal loan for homeowners is the right loan solution for you. Find out more about CitiFinancial loan options.
You may also be interested in:

Personal loans (if you need money fast); or

First or second mortgages (if you need to borrow more than $25,000)

 

Why choose CitiFinancial?

Get the money you need, when you need it
One-on-one service from a knowledgeable Lending Specialist at your local branch
Affordable payments that never go up
Fixed rates for the life of your loan
Count on a quick and easy online loan application with a decision in minutes
Flexible payment options. - choose your due date and pay online or in person
Secure, 24/7 online account management to make online payments, update account information and view payment history
With the stability of over 200 branches coast to coast and roots in lending dating back to 1923, CitiFinancial has the expertise and experience to provide responsible credit solutions that meet today's unique borrowing needs
In Ontario, CitiFinancial Canada, Inc. is registered as Mortgage Brokerage 10821.
love the personnel at the branch. They are extremely friendly and helpful.
Need Help Getting Started?
 
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