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CitiFinancial Lending Process
Step 1
Apply online today
Step 2
Receive email confirmation and your application is sent to your local branch
Step 3
Discuss your loan options with your local branch representative
Step 4
You could have your money as soon as tomorrow!

Home Equity Loan

Features
Borrow up to $25,000
Rely on fixed rates and manageable, fixed payments for the life of your loan
Interest rates from 18.99% - 21.99%
Count on a secure and quick online application with an instant online decision
Select from flexible payment options and a loan terms from 36 to 120 months
FAQ

What is a Home Equity Loan?

If you are a homeowner, secure your loan with the equity in your home and receive a lower interest rate than on a Personal Loan or a credit card. Borrow up to $25,000 with a CitiFinancial Home Equity Loan, to a maximum of 100% of the value of your home.
Securing your loan with the available equity in your home allows you to borrow more money than you would be able to with a Personal Loan.
Home Equity loans are often used to consolidate debt and to pay for unexpected expenses, home improvements and life events, such as a wedding, a new baby or a vacation.
 

How Much Can I Borrow With a Home Equity Loan?

With a CitiFinancial Home Equity Loan you can borrow up to $25,000. A knowledgeable loan specialist will work with you to determine how much you can borrow based on your credit score and the available equity in your home.
What Will My Interest Rate Be?

Your interest rate is based on your credit score. For home equity loans, our interest rates range from 18.99% to 21.99%. Like all CitiFinancial loans, your payments and your rates will stay fixed throughout the life of your loan.

Are There Any Fees?

With a home equity loan, fees may apply and vary by province/territory. Fees may include a home valuation, title examination and insurance fees, administration fees and other applicable fees. Your loan specialist will be happy to explain these fees to you.

Why Choose a Home Equity Loan?

Secure your loan with the equity in your home and benefit from lower interest rates and higher borrowing power. Borrow up to $25,000 with a CitiFinancial Home Equity Loan, to a maximum of 100% of the value of your home. Our home equity loans have flexible repayment schedules and loan terms ranging from 60 to 240 months to help you stay in control of your loan payments.
A CitiFinancial loan specialist will work with you to ensure that a home equity loan is the right loan solution for you. Find out more about CitiFinancial loan options.
You May Also Be Interested In:

Personal Loans (if you need money fast); or

First or Second Mortgages (if you need to borrow more than $25,000)

 

Why Choose CitiFinancial?

Get the money you need, when you need it
One-on-one, local service from a knowledgeable loan specialist at your local branch.
Fixed rates and manageable, fixed payments for the life of your loan
Secure and quick online application with an instant online decision
Flexible payment options. Choose your due date and pay online or in person
Secure, 24/7 Online Account Management to make online payments, update account information and view payment history
CitiFinancial is a name you can trust with a Canadian track record dating back to 1923 and the strength of over 200 branches coast to coast
In Ontario, CitiFinancial Canada, Inc. is registered as Mortgage Brokerage 10821.
love the personnel at the branch. They are extremely friendly and helpful.
Apply today and you could have your cash tomorrow!
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